Student loan debt is a looming problem for many young adults, and one that can be hard to manage on your own. That’s where credit cards come in – they provide a way to build up a good credit history, which can make borrowing money for college much more manageable. But which one is the best for students?
What are the Monzo Flux and Capital One student credit cards?
Monzo Flux is a student-focused credit card that offers 0% on balance transfers and purchases for the first 12 months, and then a variable interest rate of 19.99%. Capital One is another popular student-focused credit card that also offers 0% on balance transfers and purchases for the first 12 months, but has a variable interest rate of 24.99%.
What are the benefits of each card?
Monzo Flux vs Capital One: Which Is The Best Student Credit Card?
When it comes to student credit cards, there are a few important things to consider. First, what are the benefits of each card? Second, which one is the best for you? In this blog post, we’ll compare Monzo Flux vs Capital One and help you decide.
What are the benefits of each card?
Monzo Flux vs Capital One both offer great rewards programs for students. Monzo offers a 1% cashback on all spending, while Capital One offers 2% cashback on select purchases. Both cards also have low aprs rates (Monzo has a 0% introductory period until January 2020, while Capital One has no introductory period). Both cards also have minimal fees. Finally, both cards have good customer service.
Which one is the best for you?
There is no easy answer when it comes to deciding which student credit card is the best for you. That’s because each card has its own unique benefits and perks that may be better suited for you depending on your needs and budget. That said, here are some factors to consider when making your decision:
How to apply for each card?
Monzo Flux vs Capital One: Which Is The Best Student Credit Card?
If you’re looking for a good student credit card, you’re in luck! Here are two of the best options available, based on our reviews.
Monzo Flux
Monzo Flux is a great option if you want a simple and straightforward card that offers great rewards. You earn 1% cash back on all your purchases, which can really add up over time. Plus, there’s no annual fee – making this card a great value overall.
Capital One Cash Rewards Mastercard
If you’re looking for a more comprehensive credit card, Capital One Cash Rewards Mastercard is your best bet. This card offers high rewards rates (up to 2% back), as well as access to exclusive benefits like airport lounge access and travel insurance. However, it does have an annual fee of $39/year.
Which is the best student credit card for you?
If you’re looking for a great student credit card, Monzo Flux might be the right choice for you. With its low interest rates, no annual fees, and flexible payment options, this card is perfect for students who need to manage their finances responsibly. However, if you’re looking for a card with more features and better rewards opportunities, Capital One might be a better option.
Conclusion
If you’re a student looking for a credit card that offers good rewards and low interest rates, Monzo Flux or Capital One are both good options. Both cards have some great features, but if you’re looking for the best overall deal, I would recommend opting for Capital One. If you’re already a Capital One customer, be sure to take advantage of their current offer – it’s worth it!